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var(--gutter)*2));margin-inline:auto}.section{padding-block:112px}.eyebrow{font-size:12px;letter-spacing:.13em;text-transform:uppercase;font-weight:500;line-height:1.6}.line{display:inline-block;height:1px;width:30px;background:var(--blue);vertical-align:middle;margin-right:10px}h1,h2,h3{font-weight:400}h1{font-size:clamp(48px,4.85vw,68px);line-height:1.1;letter-spacing:-.045em}h2{font-size:clamp(38px,3.75vw,52px);line-height:1.14;letter-spacing:-.04em}em{font-style:normal;color:var(--blue)}.section-lead{font-size:18px;line-height:1.6;color:var(--muted)}.fine{font-size:13px;color:var(--muted);line-height:1.65}.button{background:var(--ink);color:var(--white);font-size:15px;line-height:1.4;padding:18px 28px;min-height:56px;display:inline-flex;justify-content:center;align-items:center;border:1px solid var(--ink);border-radius:2px;transition:background .2s,box-shadow .2s}.button:hover{background:#355e79;box-shadow:0 4px 12px #24465f12}.text-button{background:none;padding:7px 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/* Campaign-led draft */
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/* Preserve the original logo aspect ratio at every footer breakpoint. */
.footer-brand img{display:block;width:100%;height:auto;object-fit:contain}

/* Institutional message and property/business category. */
.header-inner{height:166px;gap:26px}.brand,.brand img{width:230px}.brand img{height:auto}.header nav{gap:22px;margin-left:auto;font-size:13px}.header-quote{flex-shrink:0;font-size:15px;padding:18px 25px;font-weight:500}.hero h1{font-size:clamp(42px,4.1vw,59px);line-height:1.13}.hero-figure img{object-position:50% 42%;height:590px}.hero-description{max-width:500px;line-height:1.65}.hero-footnote{font-size:16px;color:var(--ink);font-weight:500;max-width:400px;margin-top:25px}.quick-products a{display:inline-flex;align-items:center;border:1px solid var(--line);border-radius:2px;padding:10px 25px;font-size:14px}.quick-products a:hover{background:var(--mist);border-color:var(--ink)}.estate{margin-top:64px;background:var(--mist);padding:46px 48px;border-radius:3px;scroll-margin-top:25px}.estate-heading{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:end}.estate-heading .eyebrow{font-size:10px;margin-bottom:20px}.estate-heading h2{font-size:44px}.estate-heading .section-lead{font-size:17px;max-width:470px}.estate details{border-bottom:0;margin-top:30px}.estate-toggle{display:inline-flex;align-items:center;gap:35px;background:var(--ink);color:white;padding:16px 22px;font-size:15px;border-radius:2px;list-style:none}.estate-toggle .disclosure:before,.estate-toggle .disclosure:after{background:white}.estate-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:28px}.estate-grid article{background:var(--paper);padding:30px;display:flex;flex-direction:column;align-items:start}.estate-grid .eyebrow{font-size:10px;margin-bottom:18px}.estate-grid h3{font-size:25px;line-height:1.3;letter-spacing:-.025em;margin-bottom:15px}.estate-grid p{font-size:16px;line-height:1.65;color:var(--muted);margin-bottom:20px}.estate-grid article>.text-button,.estate-actions{margin-top:auto}.estate-actions{display:flex;flex-direction:column;align-items:start;gap:8px}.estate-grid .text-button{font-size:14px;text-align:left}.footer-main strong{font-weight:500}.quote-card select{max-width:100%}
@media(max-width:1100px){.header-inner{gap:18px}.header nav{gap:16px;font-size:12px}.brand,.brand img{width:190px}.header-quote{padding:15px 18px;font-size:13px}.estate{padding:36px}.estate-heading{gap:30px}.estate-grid article{padding:25px}.hero h1{font-size:45px}}
@media(max-width:900px) and (min-width:761px){.header nav{gap:12px;flex-wrap:wrap;justify-content:end;max-width:320px}.header-inner{gap:16px}.brand,.brand img{width:165px}.hero h1{font-size:40px}.hero-figure img{height:600px}.estate-heading h2{font-size:38px}}
@media(max-width:760px){.header-inner{height:144px;display:grid;grid-template-columns:1fr auto;grid-template-rows:1fr 1fr;gap:0 16px;align-items:center}.brand{grid-column:1;grid-row:1 / 3;width:172px}.brand img{width:172px;height:auto}.header-quote{grid-column:2;grid-row:1;align-self:end;min-height:44px;padding:13px 12px;font-size:12px}.menu{grid-column:2;grid-row:2;justify-self:end;align-self:start;padding-top:17px}.header nav{top:143px;margin-left:0;font-size:16px;gap:20px}.hero h1{font-size:43px}.hero h1 br{display:initial}.hero-description{font-size:17px}.hero-footnote{font-size:15px;max-width:300px}.hero-figure img{height:390px;object-position:50% 38%}.quick-products a{font-size:14px;padding:10px 17px}.estate{padding:28px 24px;margin-top:40px}.estate-heading{grid-template-columns:1fr;gap:20px}.estate-heading h2{font-size:36px}.estate-heading .section-lead{font-size:16px}.estate-heading .eyebrow{font-size:9px}.estate-toggle{font-size:14px;padding:14px 16px;gap:14px;width:100%;justify-content:space-between}.estate-grid{grid-template-columns:1fr;gap:16px;margin-top:24px}.estate-grid article{padding:24px 20px}.estate-grid h3{font-size:23px}.estate-grid p{font-size:16px}.estate-grid .text-button{font-size:13px}.estate-grid h3 br{display:none}.estate .fine{font-size:11px}.quote-card select{font-size:14px}}
@media(max-width:360px){.brand,.brand img{width:142px}.header-inner{gap:0 10px}.header-quote{font-size:11px;padding:12px 10px}.hero h1{font-size:37px}.estate{padding:25px 18px}.estate-grid article{padding:22px 18px}.estate-grid .text-button{font-size:12px}}

/* Sunlit editorial mood and a stronger, undistorted brand presence. */
.header-inner{height:232px}.brand{position:relative;display:block;overflow:hidden;width:218px;height:218px;flex-shrink:0}.brand img{position:absolute;left:50%;top:0;transform:translateX(-50%);width:327px;max-width:none;height:auto}.header-quote{background:var(--blue);border-color:var(--blue);font-weight:600}.header-quote:hover{background:var(--ink)}
.footer-brand{position:relative;display:block;overflow:hidden;width:260px;height:260px;max-width:none}.footer-brand img{position:absolute;left:50%;top:0;transform:translateX(-50%);width:390px;max-width:none;height:auto}
@media(max-width:1100px) and (min-width:761px){.header-inner{height:210px}.brand{width:196px;height:196px}.brand img{width:294px}.header nav{gap:15px}.footer-brand{width:220px;height:220px}.footer-brand img{width:330px}}
@media(max-width:760px){.header-inner{height:184px;grid-template-columns:156px 1fr;gap:0 14px}.brand{width:156px;height:170px}.brand img{width:255px}.header-quote{justify-self:end;font-size:12px;padding:13px 12px}.header nav{top:183px}.footer-brand{width:158px;height:172px}.footer-brand img{width:258px}.footer-main{grid-template-columns:158px 1fr;gap:18px}.footer-main>p{font-size:22px}}
@media(max-width:360px){.header-inner{grid-template-columns:138px 1fr;gap:0 8px;height:170px}.brand{width:138px;height:156px}.brand img{width:234px}.header nav{top:169px}.header-quote{font-size:11px;padding:12px 9px}.footer-main{grid-template-columns:138px 1fr;gap:12px}.footer-brand{width:138px;height:156px}.footer-brand img{width:234px}.footer-main>p{font-size:20px}}

/* Three primary navigation entries with insurance categories nested inside. */
.header nav{gap:32px;font-size:14px;text-transform:uppercase;letter-spacing:.045em}.insurance-nav{position:relative;border:0}.insurance-nav>summary{display:flex;align-items:center;gap:10px;padding:14px 0;white-space:nowrap}.nav-chevron{width:7px;height:7px;border-right:1px solid currentColor;border-bottom:1px solid currentColor;transform:rotate(45deg);margin-top:-4px}.insurance-nav[open] .nav-chevron{transform:rotate(225deg);margin-top:4px}.insurance-submenu{position:absolute;top:100%;left:-20px;width:260px;z-index:30;background:white;border:1px solid var(--line);box-shadow:0 16px 32px #24465f18;padding:10px;display:grid;gap:2px;text-transform:none;letter-spacing:0;font-size:15px}.insurance-submenu a{display:block;padding:12px 14px;border-radius:2px}.insurance-submenu a:hover,.insurance-submenu a:focus-visible{background:var(--mist)}.product-rows article{scroll-margin-top:32px}
@media(max-width:1100px) and (min-width:761px){.header nav{gap:22px;font-size:12px}.insurance-submenu{left:0}}
@media(max-width:760px){.header nav{gap:12px;font-size:15px;letter-spacing:.045em}.insurance-nav>summary{padding:7px 0;justify-content:space-between}.insurance-submenu{position:static;width:100%;box-shadow:none;margin-top:10px;border:0;border-left:2px solid var(--line);background:var(--paper);font-size:15px;padding:8px 14px}.header .insurance-submenu a{padding:12px 8px}.header nav.open{max-height:calc(100dvh - 184px);overflow-y:auto}}

/* Protection message paired with a clear product chooser. */
.protection{display:grid;grid-template-columns:1fr 1.08fr;gap:64px;align-items:center;border-top:1px solid var(--line);padding-block:70px 32px}.protection-copy .eyebrow{margin-bottom:24px}.protection-copy h2{font-size:clamp(30px,2.75vw,40px);line-height:1.22;max-width:560px}.protection-copy .section-lead{margin-block:25px 28px;font-size:17px;max-width:530px}.protection-panel{background:var(--mist);padding:38px 36px;border-radius:3px}.protection-panel h3{font-size:32px;line-height:1.18;letter-spacing:-.03em;margin-bottom:28px}.protection-options{display:grid;grid-template-columns:1fr 1fr;gap:14px}.protection-options>button,.protection-options>a{background:white;border:1px solid transparent;padding:20px;min-height:132px;display:grid;grid-template-columns:1fr auto;gap:14px 12px;text-align:left;align-items:end;color:var(--ink);font:inherit;font-size:22px;line-height:1.25;border-radius:2px}.protection-options .eyebrow{grid-column:1 / -1;font-size:10px;color:var(--muted)}.protection-options>button:hover,.protection-options>a:hover{border-color:var(--blue);background:#f9fcff}.option-arrow{width:17px;height:1px;background:var(--blue);position:relative;margin-bottom:10px}.option-arrow:after{content:'';position:absolute;right:0;top:-3px;width:6px;height:6px;border-right:1px solid var(--blue);border-top:1px solid var(--blue);transform:rotate(45deg)}
@media(max-width:1100px){.protection{gap:32px}.protection-panel{padding:30px 25px}.protection-options>button,.protection-options>a{padding:17px;font-size:20px}}
@media(max-width:760px){.protection{grid-template-columns:1fr;gap:32px;padding-block:42px 0}.protection-copy h2{font-size:32px}.protection-copy .section-lead{font-size:16px;margin-block:22px 24px}.protection-copy .button{font-size:14px}.protection-panel{padding:28px 22px}.protection-panel h3{font-size:30px}.protection-options{gap:12px}.protection-options>button,.protection-options>a{padding:16px 12px;min-height:125px;font-size:18px;gap:12px 7px}.protection-options .option-arrow{width:12px}.protection-options .eyebrow{font-size:9px}}
@media(max-width:360px){.protection-panel{padding:24px 16px}.protection-options>button,.protection-options>a{font-size:16px;padding:14px 10px}.protection-copy h2{font-size:29px}}

/* Supplied square logo: display the entire artwork without stretching or cropping. */
.brand img,.footer-brand img{position:static;transform:none;width:100%;height:100%;max-width:100%;object-fit:contain}